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Consumers who are unable to start new loan sequences because they cannot satisfy the ability-to-repay requirement and have exhausted or cannot qualify for a loan under the Alternative approach would bear some costs from reduced access to credit.
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The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India.
The largest vehicle title lender stated in 2011 that its underwriting decisions were based entirely on the wholesale value of the vehicle.
Unfortunately these take time and man power to grade.