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The Bureau is concerned that permitting open-end loans under proposed § 1041.
When you sign your promissory note, you are agreeing to repay the loan according to the terms of the note even if you don
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The Bureau notes, however, that this was largely driven by the fact that many borrowers predicted that they would not remain in debt for longer than one or two loans, and in fact this was accurate for many borrowers.
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Piggybacking is creating a first loan below the jumbo limit and a second home-equity loan to pay for the rest of the mortgage.