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For Loan Product B, the lender does not make an ability-to-repay determination under § 1041.
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These updates contain security patches that are important to the continued secure operation of the system.
Equity: When you borrow money to buy an asset, equity is the difference between the value of the asset and how much you have left to pay off.
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Existing customer details were not registered because account holders had not been notified that this would happen when they opened the account.
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The Bureau found that the approach of the balloon payment coming due is associated with significant reborrowing.