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nonPrime 101 has conducted its own analysis of potential impacts of an ATR requirement and found the qualitatively similar result that installment borrowers would be more likely to demonstrate an ability to repay the loan than would payday borrowers.
The Bureau seeks comment on what additional provisions may be appropriate to clarify the concept of a bona fide subsequent covered loan, including provisions clarifying how the concept applies in the context of a refinancing, direct lender payday loans in Corvallis.
Rather, it functions as an investment tool for organizations that lend.
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