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July 20, 2010 at 5:56 am
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Several market factors had converged around the same time.
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Businesses can instantly pre-qualify for a loan by filling out an online application.
Moreover, most covered short-term loans—including payday loans and short-term vehicle title loans—also require payment in a single lump sum, thus exacerbating the challenge of repaying the loan without needing to reborrow.
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# Service fees still apply, for example: clearance fees and use of other banks