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One small slip could completely remove the safe harbor protection for a lender on an entire portfolio of loans, some said.
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Yes, if you have an 80/20 mortgage, you can use HARP so long as you meet the program's basic eligibility requirements.
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When you buy a home for a million bucks, bank creates 1 million dollars and puts it in your account.
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This would likely include an automated system to make the ability-to-repay determination; subtracting the component expense elements from income itself is quite straightforward and will not require substantial development costs.
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The FICO score ranges from 300 to 850, which is a perfect score.