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But as we kept researching this episode, our producer Christopher Werth learned something interesting about one study cited in that blog post , direct lender payday loans in Palm Coast
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Last year, that amounted to $1,139 in income per month, plus a housing voucher and food stamps.
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The term open-end credit is used in various parts of the rule where the Bureau is proposing to tailor requirements separately for closed-end and open-end credit in light of their different structures and durations.
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Borrowers offered smaller loans may benefit if this enables them to repay the loan, when they would otherwise be unable to repay and experience the costs associated with reborrowing, default, or the costs of being unable to pay for other financial obligations or living expenses.
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The frequent use of covered short-term loans that do not require an ability-to-repay determination may be a signal that consumers are struggling to repay such loans without reborrowing.
Then the credit crunch landed.
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