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The Bureau believes that many lenders and vendors would develop methods of automating projections, so that for a typical consumer, relatively little labor would be required.
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– The companies must not charge advance fees in violation of federal law before services are completed.
The Bureau believes that this is consistent with current practice among lenders that make accommodation loans to existing customers and would help ensure that, among other things, consumers are protected from unfair or abusive practices and this market operates efficiently to facilitate access to credit.
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